Insights

Insights Terms of Service

Last updated: May 16, 2026

These Terms of Service ("Terms") are a legal agreement between you and Quivereg, Co. ("Quivereg," "Insights," "we," "us," or "our"), a Delaware corporation operating the Insights finance analytics platform. By creating an account or using the Services, you agree to these Terms. If you are accepting on behalf of a company or other legal entity, you represent that you have authority to bind that entity.

If you do not agree to these Terms, do not use the Services.

1. The Services

Quivereg, Co. provides Insights, an AI-assisted finance analytics platform that allows users to upload finance data, run reviews, generate charts, prepare reports, and monitor exceptions (the "Services"). We reserve the right to modify, suspend, or discontinue any part of the Services at any time with reasonable notice.

2. Accounts

2.1 Eligibility. You must be at least 16 years old (or the age of digital consent in your jurisdiction, if higher) to use the Services. By using the Services you represent that you meet this requirement.

2.2 Account registration. You must provide accurate and complete information when creating your account. You are responsible for maintaining the security of your credentials and for all activity that occurs under your account. Notify us immediately at team@quivereg.com if you suspect unauthorized access.

2.3 One account per person. You may not create multiple accounts or share accounts with other individuals unless you are on a plan that explicitly permits multiple seats.

3. Acceptable Use

You agree to use the Services only for lawful purposes and in accordance with these Terms. You must not:

  1. Upload, transmit, or process data that you do not have the right to use or that violates any law, regulation, or third-party right.
  2. Use the Services to process personal data in violation of applicable data protection laws, including the GDPR, CCPA, or Egypt's PDPL.
  3. Attempt to gain unauthorized access to any part of the Services, other accounts, or systems connected to the Services.
  4. Use the Services to transmit malware, spam, or other harmful code.
  5. Reverse engineer, decompile, or disassemble any part of the Services.
  6. Resell, sublicense, or otherwise make the Services available to third parties except as expressly permitted by your subscription plan.
  7. Use the Services to develop a competing product or service.
  8. Use automated means (bots, scrapers) to access the Services in a way that exceeds normal usage or imposes an unreasonable load on our infrastructure.
  9. Misrepresent your identity or affiliation with any person or entity.
  10. Violate any applicable local, national, or international law or regulation.

We reserve the right to suspend or terminate accounts that violate this section without prior notice.

4. Your Data

4.1 Ownership. You retain all ownership rights in the data you upload to the Services ("Customer Data"). These Terms do not transfer any intellectual property rights to Quivereg, Co.

4.2 License to provide the Services. By uploading Customer Data, you grant Quivereg, Co. a limited, non-exclusive, worldwide license to store, process, and use your Customer Data solely to provide the Services to you. This license terminates when your data is deleted in accordance with our Privacy Policy and Data Processing Agreement.

4.3 No training. We do not use your Customer Data to train AI or machine learning models.

4.4 Your responsibility. You are solely responsible for the accuracy, quality, and legality of Customer Data. We are not responsible for errors in analysis caused by incomplete, inaccurate, or misleading data you provide.

4.5 Data processing. Where you upload Customer Data that includes personal data of third parties, you act as the Controller and we act as the Processor as defined in our Data Processing Agreement, which is incorporated by reference into these Terms.

5. Intellectual Property

5.1 Our IP. The Services, including all software, algorithms, designs, trademarks, and content created by Quivereg, Co. (excluding Customer Data), are owned by Quivereg, Co. or its licensors. Nothing in these Terms transfers any rights in our intellectual property to you.

5.2 Feedback. If you provide suggestions, ideas, or feedback about the Services ("Feedback"), you grant Quivereg, Co. a perpetual, irrevocable, royalty-free license to use that Feedback for any purpose without obligation to you.

5.3 Output. Charts, reports, reviews, and analytical outputs generated from your Customer Data ("Outputs") belong to you, subject to your compliance with these Terms and applicable law.

6. Subscriptions and Payment

6.1 Fees. Access to paid features requires a subscription. Current pricing is available at https://insights.quivereg.com/pricing. We reserve the right to change pricing with 30 days' notice.

6.2 Billing. Subscriptions are billed in advance on a monthly or annual basis, as selected at checkout. Payments are processed by Paddle.com, Inc. ("Paddle"), our authorized reseller and Merchant of Record. When you purchase a subscription, you are entering into a transaction with Paddle. By providing payment information you authorize Paddle to charge your payment method on a recurring basis on our behalf.

6.3 Taxes. Paddle, as Merchant of Record, is responsible for collecting and remitting all applicable taxes (VAT, GST, sales tax) in accordance with applicable law. Tax amounts are calculated and collected by Paddle at checkout.

6.4 Refunds. Subscription fees are non-refundable except as required by applicable law or as expressly stated in these Terms. If you cancel mid-period, your access continues until the end of the paid period.

6.5 Suspension for non-payment. We may suspend your account if payment fails and is not resolved within 7 days of notice. We will provide reasonable notice before any suspension.

7. Free Trials and Beta Features

We may offer free trials or access to beta features. Free trials are subject to any additional terms communicated at signup. Beta features are provided "as is" without warranty and may be modified or discontinued at any time. Any data stored during a free trial that is not converted to a paid subscription may be deleted 30 days after trial expiry.

8. Confidentiality

Each Party agrees to keep confidential any non-public information disclosed by the other Party in connection with the Services that is designated as confidential or that reasonably should be understood to be confidential ("Confidential Information"). This obligation does not apply to information that is publicly available, independently developed, or required to be disclosed by law. Quivereg, Co.'s confidentiality obligations with respect to Customer Data are governed by the Data Processing Agreement.

9. Warranties and Disclaimers

9.1 Your warranties. You represent and warrant that: (a) you have the right to enter into these Terms; (b) your use of the Services will comply with applicable law; and (c) Customer Data does not infringe any third-party intellectual property or privacy rights.

9.2 Our warranties. We warrant that we will provide the Services with reasonable skill and care and in material accordance with our documentation.

9.3 Disclaimers. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." WE DISCLAIM ALL WARRANTIES NOT EXPRESSLY STATED IN SECTION 9.2, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT AI-GENERATED ANALYSIS WILL BE ACCURATE OR COMPLETE. AI-GENERATED OUTPUTS ARE PROVIDED FOR INFORMATIONAL PURPOSES AND SHOULD NOT BE RELIED UPON AS PROFESSIONAL FINANCIAL, LEGAL, OR MEDICAL ADVICE.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

(A) NEITHER PARTY WILL BE LIABLE TO THE OTHER FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

(B) QUIVEREG, CO.'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS WILL NOT EXCEED THE GREATER OF: (I) THE AMOUNTS PAID BY YOU TO QUIVEREG, CO. IN THE TWELVE MONTHS PRECEDING THE CLAIM; OR (II) USD $100.

These limitations apply regardless of the theory of liability (contract, tort, statute, or otherwise). Some jurisdictions do not allow the exclusion or limitation of certain types of liability; in such jurisdictions, our liability is limited to the maximum extent permitted by law.

11. Indemnification

You agree to indemnify, defend, and hold harmless Quivereg, Co. and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or relating to: (a) your breach of these Terms; (b) your Customer Data; (c) your violation of any law or third-party rights; or (d) any dispute between you and a third party.

12. Term and Termination

12.1 Term. These Terms remain in effect while you have an active account.

12.2 Termination by you. You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period.

12.3 Termination by us. We may suspend or terminate your account immediately if: (a) you materially breach these Terms and fail to cure within 14 days of notice (or immediately for breaches that cannot be cured, such as violations of Section 3); (b) required by law; or (c) we discontinue the Services (with reasonable advance notice).

12.4 Effect of termination. On termination, your right to access the Services ceases. We will delete your Customer Data in accordance with our Privacy Policy. Sections 4.1, 5, 8, 9.3, 10, 11, and 13 survive termination.

13. General

13.1 Governing law. These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles. Any dispute arising out of these Terms will be resolved exclusively in the state or federal courts located in Delaware, and each Party consents to the jurisdiction of such courts.

13.2 Dispute resolution. Before filing any claim, each Party agrees to attempt to resolve the dispute informally by contacting the other Party in writing and giving 30 days to respond. This requirement does not apply to claims for injunctive relief or intellectual property infringement.

13.3 Changes to Terms. We may update these Terms from time to time. If we make material changes, we will notify you by email or prominent in-product notice at least 14 days before the changes take effect. Your continued use of the Services after the effective date constitutes acceptance of the updated Terms.

13.4 Entire agreement. These Terms, together with the Privacy Policy and Data Processing Agreement, constitute the entire agreement between you and Quivereg, Co. regarding the Services and supersede all prior agreements and understandings.

13.5 Severability. If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force.

13.6 Waiver. Failure to enforce any provision of these Terms is not a waiver of our right to enforce it in the future.

13.7 Assignment. You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of all or substantially all of our assets.

13.8 Force majeure. Neither Party will be liable for delays or failures in performance resulting from causes beyond their reasonable control, including natural disasters, war, terrorism, labor disputes, or internet outages.

13.9 Contact. For questions about these Terms, contact us at:

Quivereg, Co. (operating as Insights) c/o The Corporation Trust Company, 1209 Orange Street, Wilmington, Delaware 19801, United States Email: team@quivereg.com